How Can I Protect My Assets From Nursing Home Costs in Ohio? Lawful planning may protect some assets while preserving care options, but timing and structure matter. Last-minute gifts can create Medicaid penalties, and no single trust or deed works for every family. Long-term-care decisions mix health, housing, family authority, contracts, public benefits, and years of financial history. Small transactions can have large consequences when a Medicaid application later asks for records, and a rushed transfer can reduce options instead of protecting them. This guide explains the general Ohio framework in plain language and identifies the records and decisions that usually matter most. In this guide A clear answer to…